Two years is the usual deadline to sue for an Alaska injury claim under AS 09.10.070, and an insurance doctor saying you are "fine" does not end your case.

What should have happened first: after a Kenai crash, you should have gotten prompt treatment from your own provider, followed the discharge plan, and made sure every symptom was documented. If Alaska State Troopers responded on the Sterling Highway or Spur Highway, the crash report should also line up with your injury timeline. The trap is waiting, missing shifts, and letting the insurer argue you were not really hurt.

What to do now: get a second medical opinion from a doctor who is treating you, not one hired for a one-time insurance exam. Ask for the full chart, work restrictions, imaging orders if needed, and a written opinion on whether the crash caused or worsened your condition. If you work hourly or fly out to the North Slope for a two-week Prudhoe Bay rotation, tell the doctor exactly what your job requires so the record reflects what you can and cannot do.

Also ask the insurer for a copy of the insurance exam report right away.

Keep track of:

• Every missed shift
• Mileage to treatment
• Prescription and out-of-pocket costs
• New symptoms after trying to return to work

What comes next: the insurer may keep leaning on its doctor to downplay your injuries, especially after holiday weekend crashes when they are processing a high volume of claims. Your treating records usually matter more over time if they are consistent and specific. If the insurer denies treatment or offers a low settlement, your second opinion helps challenge that. Do not let the file go quiet while you are still treating, and do not miss the 2-year filing deadline just because the insurance doctor minimized your injury.